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[Robin Tetley]

I was in a similar position with my credit cards at a young age I think. I always thought, not a problem, I'm young, just have fun and don't consider the consequences now. I fully got into the buy now pay later mentality.

I bought then.

I'm paying now.

[lava]

Robin, I went to an expensive private college because my older siblings went there so I followed them there.  I was young and assumed my siblings made a good decision when choosing a college.  If I could do it over, I would have gone to a community college that is much cheaper and I wouldn't have student loans to pay off today.

[Robin Tetley]

I understand.

Again I guess when you are young these things appear to be more important. Where your siblings went, potentially what other family members might like you to do etc etc.

I hope you get these student debts paid off soon is all I can say.

[Greg]

Having older sibling has a big influence on your decision making.  I'm also guilty of following in my older brothers foot steps.  I assumed he knew the best colleges so I never doubted where he went to college.  It wasn't until I got older and moved out of the house that I realized older siblings don't always make the best decisions in life!  Sometimes I think your better being an only child....

[Robin Tetley]

It's funny how Brothers and Sisters can influence many areas of ones life even unintentionally. I have one younger Brother and there are many things I assume he did (at least in part) because I did them. I'm not saying he copied me, I don't think it's like that at all, maybe you just don't realise what an influence you have as an older sibling.